We offer a comprehensive range of products from across a panel of over 50 lenders, but not deals that you can only obtain by going direct to a lender.
We can only offer products from a limited number of insurers for life assurance, critical illness cover, income protection, household insurance, and cash lump sum accident protection.
As we are part of The Openwork Partnership, to maintain highest standards, The Openwork Partnership may contact you directly to ensure your satisfaction and ask for your feedback.
During the meeting with you I am able to find out your needs, priorities and financial goals, and analyse them. Therefore, I will find the right customized solution to achieve your target.
Our experienced and qualified advisers offer you a complete mortgage and protection advice that undoubtedly will save your time and money and provide proper customer service at all stages of our cooperation.
We establish your goals and aspirations for property ownership
We gather relevant personal and financial information and establish your requirements for your mortgage, including insurance and protection.
We recommend a mortgage and any relevant protection / insurance cover based on what we know about your requirements. We’ll also arrange any other services you need, eg. surveys, conveyancing etc…
We oversee your applications, liaising with lenders providers to help make sure your applications progresses smoothly.
We meet regularly to review your circumstances and help keep you on track to achieve your goals.
I am very pleased with the work of this company. I am very pleased with the fast feedback, clear explanation of all questions of interest, favorable prices and excellent... read more deals, I confidently put five stars ⭐️⭐️⭐️⭐️⭐️
Yes, a lot of lenders will accept pre-settled status. For significant numbers of lenders, customers who receive either ‘Settled’ or ‘Pre-Settled’ status will be subject to normal residential and buy to let policy and lending criteria.
All based on circumstances and contract, there is a numbers of lenders who can accept mortgage application if you just started your new permanent contract.
Yes significant numbers of lender will accept Income from probationary employment if the probationary period is part of a permanent contract.
The payout from a life insurance plan is normally tax free. However, if the plan is not set up in Trust, you should remember that any benefits paid are likely to form part of the deceased’s estate and and can be subject of inheritance tax, unless the money is being paid to a charity.